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Garrard County

Selling a Business in Garrard County

Garrard County has 251 employer businesses, and 93% of them have fewer than 20 employees. This page shows the local mix of industries and how a sale is handled here. The largest industries here are construction and retail.

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LOCAL SNAPSHOT

Garrard County by the numbers

251

EMPLOYER BUSINESSES

93%

SMALL EMPLOYER SHARE

1,572

BUSINESSES WITH NO EMPLOYEES

1,654

EMPLOYMENT

$71 million

ANNUAL PAYROLL

83

BUSINESSES WITH 5 TO 49 EMPLOYEES

U.S. Census Bureau, County Business Patterns 2023 and Nonemployer Statistics 2024. Counts are employer establishments, meaning business locations with paid employees.

How Garrard County compares

Garrard County ranks 68th of 120 Kentucky counties and county equivalents for employer businesses.
The number of employer businesses grew 16.2% between 2018 and 2023.
Construction makes up 24% of employer businesses in Garrard County, compared with 9% in Kentucky.
83 employer businesses here have 5 to 49 employees.

Garrard County ranks 68th of 120 Kentucky counties and county equivalents for employer businesses.
The number of employer businesses grew 16.2% between 2018 and 2023.
Construction makes up 24% of employer businesses in Garrard County, compared with 9% in Kentucky.
83 employer businesses here have 5 to 49 employees.

Industry mix

The largest industries by number of employer businesses:

Construction: 61 employer businesses
Retail: 34 employer businesses
Health care and social assistance: 21 employer businesses
Repair, personal care and other services: 20 employer businesses
Administrative and support services: 17 employer businesses

The largest industries by number of employer businesses:

Construction: 61 employer businesses
Retail: 34 employer businesses
Health care and social assistance: 21 employer businesses
Repair, personal care and other services: 20 employer businesses
Administrative and support services: 17 employer businesses

INDUSTRIES

What sells in Garrard County

Construction, retail, health care and social assistance, repair, personal care and other services

Carpentry & Framing

Construction & Engineering

Civil Engineering

Construction & Engineering

Audio Visual (AV)

Home Services

Commercial Cleaning

Home Services

Electronics & Repair

Retail Stores

Fashion, Apparel & Jewelry

Retail Stores

Every kind of business we sell in Garrard County

These are the industries in Garrard County and the number of employer businesses in each. Counts are employer businesses in the closest Census industry codes. Industries without a clean Census match are listed without a count, and a few industries share one Census category, so their counts match. A sale multiple is the price a business typically sells for as a multiple of its earnings. SDE means seller's discretionary earnings, which is the owner's pay plus the profit of the business. EBITDA means earnings before interest, taxes, depreciation and amortization.

Construction & Engineering

58 related employer businesses in Garrard County.

General Contracting: 16 employer businesses here. Typical sale multiple: 3.0x - 4.5x SDE.
Plumbing: 14 employer businesses here. Typical sale multiple: 3.5x - 5.0x SDE.
HVAC Services: 14 employer businesses here. Typical sale multiple: 4.6x - 7.0x EBITDA.
Foundation & Site Prep: 10 employer businesses here. Typical sale multiple: 2.5x - 4.0x EBITDA + Fleet.
Electrical: 6 employer businesses here. Typical sale multiple: 4.0x - 8.0x EBITDA.
Landscaping: 5 employer businesses here. Typical sale multiple: 3.0x - 5.0x SDE.
Interior Finishing: 4 employer businesses here. Typical sale multiple: 2.5x - 4.0x SDE.
Masonry: 3 employer businesses here. Typical sale multiple: 2.5x - 4.0x EBITDA + Equipment.

Financial & Professional Services

20 related employer businesses in Garrard County.

Insurance Agencies: 9 employer businesses here. Typical sale multiple: 6.0x - 8.0x EBITDA.
Real Estate Brokerages: 7 employer businesses here. Typical sale multiple: 2.5x - 4.5x SDE.
Accounting & Tax Practices: 4 employer businesses here. Typical sale multiple: 2.0x - 3.5x SDE.

Logistics & Transportation

12 related employer businesses in Garrard County.

General Freight Trucking: 9 employer businesses here. Typical sale multiple: 2.44x - 3.45x SDE.
Heavy Haul Transport: 3 employer businesses here. Typical sale multiple: 3.5x - 4.5x SDE.

Restaurants & Food

11 related employer businesses in Garrard County.

Full-Service Restaurants: 6 employer businesses here. Typical sale multiple: 1.5x - 2.5x SDE.
Quick-Service & Fast Food: 5 employer businesses here. Typical sale multiple: 2.5x - 3.5x SDE.

Gas Stations & Convenience

9 related employer businesses in Garrard County.

Gas Stations: 9 employer businesses here. Typical sale multiple: 3.0x - 4.5x EBITDA + Real Estate.

Manufacturing

7 related employer businesses in Garrard County.

Food & Beverage Manufacturing: 4 employer businesses here. Typical sale multiple: 3.1x - 4.5x SDE.
Metal Fabrication: 3 employer businesses here. Typical sale multiple: 3.2x - 4.2x SDE.

Education & Childcare

5 related employer businesses in Garrard County.

Daycare Centers: 5 employer businesses here. Typical sale multiple: 2.39x - 3.35x SDE.

Medical Practices

3 related employer businesses in Garrard County.

Primary & Family Care: 3 employer businesses here. Typical sale multiple: 2.2x - 3.2x SDE.

Retail Stores

3 related employer businesses in Garrard County.

Fashion, Apparel & Jewelry: 3 employer businesses here. Typical sale multiple: 2.0x - 3.5x SDE + Inventory.

Senior Care & Living

3 related employer businesses in Garrard County.

Non-Medical Home Care: 3 employer businesses here. Typical sale multiple: 3.0x - 5.0x SDE.

Construction & Engineering

58 related employer businesses in Garrard County.

General Contracting: 16 employer businesses here. Typical sale multiple: 3.0x - 4.5x SDE.
Plumbing: 14 employer businesses here. Typical sale multiple: 3.5x - 5.0x SDE.
HVAC Services: 14 employer businesses here. Typical sale multiple: 4.6x - 7.0x EBITDA.
Foundation & Site Prep: 10 employer businesses here. Typical sale multiple: 2.5x - 4.0x EBITDA + Fleet.
Electrical: 6 employer businesses here. Typical sale multiple: 4.0x - 8.0x EBITDA.
Landscaping: 5 employer businesses here. Typical sale multiple: 3.0x - 5.0x SDE.
Interior Finishing: 4 employer businesses here. Typical sale multiple: 2.5x - 4.0x SDE.
Masonry: 3 employer businesses here. Typical sale multiple: 2.5x - 4.0x EBITDA + Equipment.

Financial & Professional Services

20 related employer businesses in Garrard County.

Insurance Agencies: 9 employer businesses here. Typical sale multiple: 6.0x - 8.0x EBITDA.
Real Estate Brokerages: 7 employer businesses here. Typical sale multiple: 2.5x - 4.5x SDE.
Accounting & Tax Practices: 4 employer businesses here. Typical sale multiple: 2.0x - 3.5x SDE.

Logistics & Transportation

12 related employer businesses in Garrard County.

General Freight Trucking: 9 employer businesses here. Typical sale multiple: 2.44x - 3.45x SDE.
Heavy Haul Transport: 3 employer businesses here. Typical sale multiple: 3.5x - 4.5x SDE.

Restaurants & Food

11 related employer businesses in Garrard County.

Full-Service Restaurants: 6 employer businesses here. Typical sale multiple: 1.5x - 2.5x SDE.
Quick-Service & Fast Food: 5 employer businesses here. Typical sale multiple: 2.5x - 3.5x SDE.

Gas Stations & Convenience

9 related employer businesses in Garrard County.

Gas Stations: 9 employer businesses here. Typical sale multiple: 3.0x - 4.5x EBITDA + Real Estate.

Manufacturing

7 related employer businesses in Garrard County.

Food & Beverage Manufacturing: 4 employer businesses here. Typical sale multiple: 3.1x - 4.5x SDE.
Metal Fabrication: 3 employer businesses here. Typical sale multiple: 3.2x - 4.2x SDE.

Education & Childcare

5 related employer businesses in Garrard County.

Daycare Centers: 5 employer businesses here. Typical sale multiple: 2.39x - 3.35x SDE.

Medical Practices

3 related employer businesses in Garrard County.

Primary & Family Care: 3 employer businesses here. Typical sale multiple: 2.2x - 3.2x SDE.

Retail Stores

3 related employer businesses in Garrard County.

Fashion, Apparel & Jewelry: 3 employer businesses here. Typical sale multiple: 2.0x - 3.5x SDE + Inventory.

Senior Care & Living

3 related employer businesses in Garrard County.

Non-Medical Home Care: 3 employer businesses here. Typical sale multiple: 3.0x - 5.0x SDE.

Working with owners in Garrard County

Business Advisors of America works with owners who are selling a business in Garrard County. Contact us to talk about a sale.

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FREQUENTLY ASKED QUESTIONS

Questions owners in Garrard County ask

How long does it take to sell a business in Garrard County?

The time depends on the price, the quality of the records and the number of qualified buyers.

How is a business valued in Garrard County?

Valuation starts with the earnings the business produces for an owner, then adjusts for assets, size, industry and the terms a buyer is likely to accept. The result is a range, and the asking price is set inside it.

Is the sale confidential?

Buyers are asked to sign a non-disclosure agreement before they see the name of the business or its financial statements.

FROM OUR BLOG

Guides for owners in Garrard County

October 3, 2025

Business Owners

Add-Backs: What Counts, What Does Not, and What Buyers Push Back On

Every add-back you can prove raises your sale price by two to three times its amount. Every add-back you cannot prove costs you credibility on all the others.

Read article

October 3, 2025

Business Owners

Add-Backs: What Counts, What Does Not, and What Buyers Push Back On

Every add-back you can prove raises your sale price by two to three times its amount. Every add-back you cannot prove costs you credibility on all the others.

Read article

March 5, 2026

Business Owners

Buyer Qualification: How We Screen Out the Buyers Who Cannot Close

Most inquiries on a business listing come from people who cannot close. Here is how they get screened out before they see your name or your financials.

Read article

March 5, 2026

Business Owners

Buyer Qualification: How We Screen Out the Buyers Who Cannot Close

Most inquiries on a business listing come from people who cannot close. Here is how they get screened out before they see your name or your financials.

Read article

February 9, 2026

Business Owners

The Confidential Information Memorandum: What Goes In It and Why

The CIM is the document a buyer reads before they decide to spend time on your business. Here is what it has to contain and the mistakes that cost sellers offers.

Read article

February 9, 2026

Business Owners

The Confidential Information Memorandum: What Goes In It and Why

The CIM is the document a buyer reads before they decide to spend time on your business. Here is what it has to contain and the mistakes that cost sellers offers.

Read article